Boost sales with Buy Now, Pay Later
Affirm lets clients split larger purchases into easy, transparent payments with no hidden fees, making premium services and retail more affordable. Businesses get paid upfront, with no risk.
Customers pay at their own pace. You get paid up front.
No risk to your business, with a low fee of 6% + $0.30 per transaction.
94% of Pay Later transactions are repeat clients
70% growth in average order value
21.9M active Affirm users
Drive bigger sales with Pay Later options up to $30,000
With Affirm, clients see their buying power in real time and can finance purchases up to $30,000. This creates a smoother checkout experience and more opportunities to grow your business.
Attract new & loyal clients
When shoppers see they have a smarter way to pay at checkout, they’re more likely to complete their purchase. Pay later gives new clients the confidence to book and loyal clients the flexibility they value.
See the impact of BNPL on your business
Track how Buy Now, Pay Later drives more bookings and higher revenue with Vagaro’s built-in reports. Monitor growth, measure client adoption, and understand the real value flexible payments bring to your business.
Spread the word to your clients
When you sign up for Vagaro Payment Processing, you’ll receive ready-to-use window clings to display in your business. Plus, explore Instagram templates on the @vagaropro page and marketing guides on our blog to help you spread the word.
By default, any purchase made using Affirm must be at least $50. The maximum purchase amount is $30,000, with Affirm financing up to $20,000. The remaining $10,000 must be covered by the customer as a down payment. Rates from 10-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license.
Buy Now, Pay Later FAQ
- What is Affirm?
Affirm is a "Buy Now, Pay Later" option that lets customers split payments over time for goods and services.
- Is Credit Card Processing required?
Vagaro Credit Card Processing is required to activate Pay Later with Affirm.
- Am I at risk if the customer doesn’t pay?
No. You get paid upfront, in full. Affirm handles customer payments.
- Do I get paid in installments?
No. You receive the full amount (minus a 6% + $0.30 fee per transaction.)
- How does it work for booth renters?
If the business activates Pay Later with Affirm, all booth renters are automatically included. Booth renters can't opt in individually.
- How does Affirm work for my customers?
Customers see Affirm as a payment option across your site. At checkout, they can apply for financing and get approved in real time. Depending on their eligibility and order size, they’ll see 1–3 flexible payment plans (6 weeks to 36 months). They make payments through Affirm's app or website.
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